Is your home recently experienced damage due to heavy rain and snow? That’s called water damage and it’s something that you could have avoided if you only did ample maintenance work on your home. But since what’s done is done, then it’s time that you call a water damage professional to make things right.
Needless to say, water damage is among the most common problems homeowners experience. It’s actually a billion-dollar industry right now. The best way to protect your home from water damage is to keep it structurally sound and get adequate insurance coverage for it.
What is Water Damage Insurance?
When you get regular home insurance, water damage may be offered as a rider. This is something that you may want to include, as the possibility of getting your home damaged from burst pipes, rain, and ice dams are high. While all of these may be covered by regular home insurance policies, you may also want to be fully protected from drain and sewer backup and overflowing rivers and dams. You really need it if you live in a flood-prone area.
Talk with a home insurance expert and let him show you what a water damage rider covers. By then, you should be able to decide accordingly if it’s something that you need as an extra perk or if the one that is offered by the regular home insurance coverage is good enough.
How to Prevent Water Damage
But like all problems, prevention is always better than cure. There are many things that you can do as a homeowner to keep water from seeping in your home, more particularly the basement. Here are some of the things that you, a home improvement contractor, or a water damage specialist can help you with:
- Reseal the basement.
Most of the problems with water damage start with the basement. So, you have to take extra measures to keep your basement safe. Find out if there are cracks in the floor slaps or building foundations and repair them immediately. If such a problem was not evident before but it’s happening now, then the waterproofing system of your basement could have deteriorated over time.
- Drain water away from your home.
When it rains, the water on your roof has to go somewhere. Be sure that your gutter systems are working properly and that they are directing water away from the sides of your home. If the water constantly flows on the side of the building, then there are higher chances of it getting saturated. When that happens, water will eventually find its way into the walls and inside your home.
- Install backwater valves.
Sewer backups can be very messy so you have to everything to prevent them. Installing backwater valves is going to help greatly so that the water from your sewage system won’t get inside your home at all.
If you need more tips on how to prevent water damage or what to do in case it happens, visit website that can help you with it. You’re going to need the assistance of professionals to make sure that your home is waterproof.